作为WSECU成员, you have access to free financial assistance through our partnership with 平衡, a national nonprofit organization.

平衡's counselors are experts in personal finance and credit. They are qualified to address a multitude of areas including:

• General money management
• Goal setting, spending and savings plans
• Credit report review and education
• 债务管理
• Buying your first home
• Mortgage delinquency and foreclosure prevention

平衡服务

资金管理

平衡 offers two ways to track expenses and help you establish a spending plan. You can speak with a counselor over the phone and come away with a plan that is designed to assist you with staying on top of your finances. If you prefer, you can also download 平衡's 资金管理 Planner.

Credit Report Review

A good credit rating is vital to many aspects of life, from buying a home to being hired for a job. A regular check-up is the best way to ensure your credit is in good standing. 应您的要求, a 平衡 counselor will review your credit report with you and discuss your credit score, correcting inaccuracies, identity theft prevention and recovery and if needed, ways to improve your credit. 

You can request a free credit report annually at AnnualCreditReport.com. You are also entitled to a free copy if you have been denied credit. If you don’t have access to a free credit report, 平衡 can provide one for you at little or no cost.

债务管理

If you're having difficulties in paying your creditors, 平衡 can assist you with comprehensive counseling and, 如果有必要的话, a debt management plan. Complete details are available on the 平衡 网站.

Housing Education

Consult with a 平衡 expert to learn about the factors considered in qualifying for a mortgage, what is included in the home buying process, and setting a realistic plan into motion for reaching your goal of owning a home.

Contacting 平衡

• 在线聊天
• 呼叫 888.456.2227

Hours (Pacific time)

你也可以 电子邮件 平衡 with general questions.